About Us & History
Our customizable sets of reviews meet the needs of non-performing / re-performing asset buyers for superior returns and develop review strategies.
Servicing Comment & Modification Review
- Validation of servicing history and borrower activity. Items identified per loan and summarized includes
• Loss Mitigation activity (Modifications, Short Sales, DIL)
• Title Issues
• Potential Fraud
• MI Rescissions
• Bankruptcy, Litigation & Foreclosure
• Property Damage & Occupancy
• Frequency of Borrower Contact
- Modification Reviews
• Detailed examination of modification documents
• Data Integrity review of modification terms
• Detailed analysis of qualification and underwriting
Pay History, Arm Adjustment and Tax & Tile Reviews
- Pay history provider by Seller / Servicer
• Transactional history reviewed to capture monthly cash applications, due dates, reversals, charge off balances, and due date changes resulting from modification activity.
- Title & Tax Reports Review
• Identify liens that can negatively impact value
• Identify Super Lien States and Liens that take priority over subject mortgage
• Curative and Negotiation Services
• Mortgage Assignment and Search
• Permit Violations, unrecorded liens, utility bills